Florida Landscapers & Lawn Maintenance Insurance

Independent agency serving the landscapers of Tampa and all of Florida since 1979.

We understand the needs of landscapers in Florida – you can find our offices in Brandon, and our clients all around the Sunshine State.

With landscaping, we help clients understand the differences between lawncare, tree work, hardscaping and landscaping to ensure you have the proper policies in place.

It’s important to us that:

• We use good carriers
• We understand the specifics of your business so we can determine which endorsements can apply to your case or not.
• We inform you on whether tools and equipment are covered or not.

About Landscaping / Lawn Maintenance Insurance

Most landscape or lawn maintenance companies are unique, so there isn’t a one size fits all solution.  Do you draw designs for landscaping jobs? Do you use commercial grade herbicide / pesticide or just an over the counter product? What happens if you cut the grass too short and the grass dies? Is there coverage for that? The proper insurance policy is designed to help protect your landscaping business.

In addition to providing protection for your customers, the right policy will also cover your tools & equipment, employee issues, and your vehicle & trailer.

Who Benefits From Landscapers Insurance?

We provide coverage for a wide range of landscaping contractors, including:

• Landscapers
• Lawn Maintenance
• Landscape Architects and Designers
• Lawn Irrigation Contractors
• Tree Trimmers
• Arborists

Coverage Options for Landscapers Insurance

The following coverage options are common for landscapers working in Florida:

Workers’ Compensation Insurance — Provides coverage for medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work.

Property Insurance— Provides protection for you and your property.

General Liability Insurance — This coverage is a broad commercial insurance policy that covers general liability exposures of a business. In landscaping / lawn maintenance we typically bundle the equipment together with the general liability policy.

Commercial Auto Insurance — Covers your business vehicle, trailers and employees driving on behalf of the business.

Every landscaping business is unique – talk to us today to find out how to get a price and value on landscapers insurance in Florida.